.vqf{--vqf-gold:#c99c3d;--vqf-gold-dark:#a87c25;--vqf-navy:#102b3c;--vqf-ink:#17212b;--vqf-muted:#66717c;--vqf-border:#d9dee3;--vqf-bg:#f7f8fa;max-width:900px;margin:32px auto;padding:clamp(24px,5vw,56px);background:#fff;border:1px solid var(--vqf-border);border-radius:24px;box-shadow:0 18px 50px rgba(16,43,60,.10);color:var(--vqf-ink);font-family:inherit}.vqf *{box-sizing:border-box}.vqf__header{text-align:center;margin-bottom:28px}.vqf__eyebrow{margin:0 0 8px;color:var(--vqf-gold-dark);font-size:.82rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}.vqf h2,.vqf h3{color:var(--vqf-navy);line-height:1.15}.vqf h2{margin:0 0 12px;font-size:clamp(1.8rem,4vw,3rem)}.vqf__header p:last-child{max-width:650px;margin:0 auto;color:var(--vqf-muted)}.vqf__status{margin-bottom:32px}.vqf__step-label{display:block;margin-bottom:9px;font-weight:700;color:var(--vqf-navy)}.vqf__progress{height:10px;overflow:hidden;background:#edf0f3;border-radius:999px}.vqf__progress-bar{display:block;width:12.5%;height:100%;background:linear-gradient(90deg,var(--vqf-gold),#e8c56e);border-radius:inherit;transition:width .2s ease}.vqf__step{min-width:0;margin:0;padding:0;border:0}.vqf__step[hidden]{display:none}.vqf__step legend{width:100%;margin:0 0 8px;padding:0;color:var(--vqf-navy);font-size:clamp(1.35rem,3vw,2rem);font-weight:800;line-height:1.25}.vqf__hint{margin:0 0 20px;color:var(--vqf-muted)}.vqf__cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.vqf__cards--compact{grid-template-columns:repeat(3,minmax(0,1fr))}.vqf__card{position:relative;display:block;cursor:pointer}.vqf__card input{position:absolute;opacity:0;pointer-events:none}.vqf__card span{display:flex;align-items:center;justify-content:center;min-height:76px;padding:16px;text-align:center;background:var(--vqf-bg);border:2px solid transparent;border-radius:14px;font-weight:700;line-height:1.3;transition:border-color .15s ease,background-color .15s ease,transform .15s ease}.vqf__card:hover span{transform:translateY(-1px);border-color:#d8c28c}.vqf__card input:focus-visible+span{outline:3px solid rgba(201,156,61,.35);outline-offset:2px}.vqf__card input:checked+span{background:#fff8e7;border-color:var(--vqf-gold);color:var(--vqf-navy)}.vqf__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.vqf__grid--stack{grid-template-columns:1fr;margin-top:24px}.vqf__full{grid-column:1/-1}.vqf label:not(.vqf__card):not(.vqf__check){display:grid;gap:8px;color:var(--vqf-navy);font-weight:700}.vqf input[type=text],.vqf input[type=email],.vqf input[type=tel],.vqf input[type=date],.vqf input[type=time],.vqf select,.vqf textarea{width:100%;min-height:48px;padding:12px 14px;background:#fff;border:1px solid var(--vqf-border);border-radius:10px;color:var(--vqf-ink);font:inherit}.vqf textarea{resize:vertical}.vqf input:focus,.vqf select:focus,.vqf textarea:focus{outline:3px solid rgba(201,156,61,.22);border-color:var(--vqf-gold)}.vqf .is-invalid{border-color:#b42318!important;outline-color:rgba(180,35,24,.18)!important}.vqf__check{display:flex;align-items:flex-start;gap:11px;margin-top:20px;cursor:pointer}.vqf__check input{width:20px;height:20px;margin-top:1px;accent-color:var(--vqf-gold)}.vqf__conditional{display:grid;gap:18px}.vqf__conditional[hidden]{display:none}.vqf__actions{display:flex;justify-content:space-between;gap:12px;margin-top:30px}.vqf__button{appearance:none;min-height:50px;padding:13px 22px;border:1px solid var(--vqf-gold);border-radius:999px;background:var(--vqf-gold);color:#fff;font:inherit;font-weight:800;cursor:pointer}.vqf__button:hover{background:var(--vqf-gold-dark);border-color:var(--vqf-gold-dark)}.vqf__button:focus-visible{outline:3px solid rgba(201,156,61,.35);outline-offset:3px}.vqf__button:disabled{opacity:.65;cursor:wait}.vqf__button--secondary{background:#fff;color:var(--vqf-navy);border-color:var(--vqf-border)}.vqf__button--secondary:hover{background:var(--vqf-bg);border-color:var(--vqf-border)}.vqf__error-summary{margin-top:22px;padding:12px 14px;border-left:4px solid #b42318;background:#fff1f0;color:#7a271a;border-radius:8px}.vqf__honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.vqf__success{text-align:center;padding:32px 0}.vqf__success-mark{display:grid;place-items:center;width:72px;height:72px;margin:0 auto 18px;border-radius:50%;background:#ecfdf3;color:#067647;font-size:2rem;font-weight:900}.vqf__success h3{margin:0 0 12px;font-size:clamp(1.6rem,3vw,2.3rem)}.vqf__success p{max-width:640px;margin:0 auto;color:var(--vqf-muted)}@media(max-width:720px){.vqf{margin:20px 12px;padding:24px 18px;border-radius:18px}.vqf__cards,.vqf__cards--compact,.vqf__grid{grid-template-columns:1fr}.vqf__full{grid-column:auto}.vqf__card span{min-height:62px}.vqf__actions{flex-wrap:wrap}.vqf__button{flex:1 1 100%}.vqf__button--secondary{order:2}}@media(prefers-reduced-motion:reduce){.vqf__progress-bar,.vqf__card span{transition:none}.vqf__card:hover span{transform:none}}